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State Bank and Trust Company is committed to helping you find the right mortgage product for your needs. Whether you're buying a new home, refinancing, improving your home, or you need funds to consolidate debt or make a major purchase, our online loan center can help you choose the right loan. Use our handy calculators to see how much you can borrow. Request a personal appointment for prequalification.

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Determining which mortgage loan is best for you is an important first step.

State Bank’s mortgage specialists are experts at finding the best mortgage solution for you – whether it’s your first home, second home or investment property. Whether you are building, buying an existing home, or refinancing your current mortgage, we can make it happen.

Our experienced local mortgage professionals will meet with you to craft a mortgage solution that is the best fit for you